In case you have not dealt with, or heard of, Charter Funding Construction Loans, here is a short informational message that will explain why we are construction specialists and perhaps why you should be working with us. As you may know, when you are looking for a construction loan, you certainly should be working with a company that specializes with construction loans. A standard bank or mortgage loan company can provide you with the money to start the process but, will they completely understand the intricate details to make sure that you have enough money, a loan for a long enough period of time, and will they know what to do if a problem occurs during construction? Most standard lending companies will not. At Charter Funding Construction Loans, the sometimes complicated process of securing a construction loan is our main focus. We are construction loan experts. Contact us now!

General Contractor or Owner Builder: Which is right for you?

A General Contractor, who is licensed, experienced and insured, can build your home for cost usually between 10-25%. Charter Funding now allows you to build your own home with the help of an experienced construction consulting company, COBS Homes, LLC, to help you along the way.

As an Owner Builder with COBS Homes, LLC, you will be in control of your project. From picking the home plans and making modifications, to selecting subcontractors, and kitchen and bath layouts, the whole project is yours from start to finish. Draft and finalize your budget using COBS Homes' online budget tools. Upon closing your loan, a construction disbursement account is set up and you, working with your loan administrator, control the money. The costs saved from not hiring a GC, will be added equity in your project, sometimes 10-25% more.

Operations and Estimation Services:

Our Operations and Estimation staff provide complete material takeoffs and pricing as well as lines of credit and purchasing administration options from local and nation wide vendors.

The online budget and state of the art software tools with customer service will help you build your own home with no experience necessary. Our friendly, experienced staff and vast variety of relationships and technology separate us from competition and help our customers be as successful as possible.

Home Plan Design & Modifications Services:

In house designers work with you in purchasing a home plan you love or developing your dream home from scratch. Whether you are purchasing a home plan from us or buying from another company, you need to be consulted by professionals to be sure you can build that home on your lot.

Kitchen Design Utilizing the Skills of Our Certified Kitchen Design Expert (NKBA)

We have professional staff members waiting to help you design the kitchen of your dreams. Contact our NKBA Certified Kitchen Design expert today to get started today. Contact our designer through e-mail at darlakennedy@cobshomes.com!