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Subprime Residential Construction Loans


Contact us for more information on Construction Loans Construction Loan Specialists
First Name:
Last Name:
E-mail:
Phone: - - Ext.
Do you own Land?
Do you have House Plans?
Type of loan you are looking for?

Do not let your current credit situation stop your construction plans.

Not in the best credit situation at this point in time? Actually have bad credit but a desire to build your dream home? Currently having a hard time finacially but came across a great construction opportunity?

We can help you!

Subprime loans, generally, have a higher interest rates, however, you will get your construction loan and build your dream home. Current subprime rates are not that far off from standard loan rates, the main difference is the percentage and amount of cash that needs to be available to make the deal work. Even within that cash requirement, there are many options. Do not let your current financial situation stop you, simply apply now and then ask us your questions. Our answers do not cost you a dime! Contact our expert construction lenders who can get you pre-approved and help you move forward with your project! Apply now!

Benefits and qualifications for our subprime loan programs:

  • No income verification.
  • No asset verification.
  • Low fixed rates.
  • Subordinate financing acceptable.
  • No "seasoning" or tracking of funds to close.
  • No debt ratios calculated.
  • No prepayment penalties.
  • No reserve requirements.
  • New construction only.

Speak with a Construction Loan
Specialists now: (888) 590-7466

Subprime parameters:

  • Based on maximum 5 acres, non-rural.
  • Loan limit - $50,000 to $600,000.

    Subprime Construction Loans

    Max. LTV
    Max. LTC
    Min. Credit Score
    80%
    90%
    680
    75%
    85%
    660
    70%
    80%
    620
    65%
    75%
    580
    60%
    70%
    540

    Owner Builder

    Subprime Construction Loans
    Max. LTV
    Max. LTC
    Min. Credit Score
    75%
    85%
    680
    70%
    80%
    660
    65%
    75%
    620
    65%
    70%
    580
    60%
    65%
    540

    Speculative / Investment

    Subprime Construction Loans
    Max. LTV
    Max. LTC
    Min. Credit Score
    65%
    80%
    680
    65%
    75%
    660
    65%
    70%
    620
    60%
    65%
    580
    60%
    60%
    540

    Go to top


    Charter Funding Construction Loans
    5825 Avenida Encinas, Suite 101
    Carlsbad, CA 92008
    (888) 590-7466 office (760) 269-3123 fax
    www.cfconstructionloans.com

    Apply now!

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