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About Us


Charter Funding is the Retail Lending arm of First Magnus Financial Corporation headquartered in Tucson, Arizona. With branch offices throughout the United States, First Magnus is a leader in the conforming mortgage market nationwide and ranks among the top 15 FHA lenders in the entire country. As one of the largest privately held mortgage bankers in the United States, First Magnus and Charter Funding operate with the flexibility of even the smallest of mortgage brokers. Apply now!

With all of that being stated, at Charter Funding Construction Loans, we take our expertise with the process of securing a construction loan to another level. Our support before, during, and after the loan is locked is unmatched. The difference is that we not only have the support of our lending organizations, we also have our extensive history with construction lending and the complete construction service from our sister company, COBS Homes. COBS Homes provides owner-builder services. You can look further into their attributes at www.cobshomes.com.

Our services are available in all states

With the additional experience and services, we not only understand the sometimes complicated process of securing a construction loan, but the complete understanding of the actual construction process.

Here are a few points as to why this expertise can benefit you and your project:

  • Easy, timely loan draws getting to your builder to keep your project moving forward and avoiding delays.

  • Securing a loan for the correct amount of time so you are not faced with the sometimes high price of loan extensions.

  • Loan tracking support worksheets to make sure the deal makes sense and to keep track of your money as your project progresses.

  • Budgeting support to make sure that your deal will work.

  • Calculating your loan, owner and builder, contingencies are for the appropriate amount to cover unforeseen issues.

  • Internal building support through the services provided by COBS Homes.

Simply stated, construction can be a very tedious and complicated process. Whether you are ready to commit to a loan or just looking into the possibility, you should talk to an expert. At Charter Funding Construction Loans, we provide substantially more avenues of support along with the best rates possible. Apply now!

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If you would like more information contact us below:

Charter Funding Construction Loans
5825 Avenida Encinas, Suite 101
Carlsbad, CA 92008
(888) 590-7466 office (760) 269-3123 fax
www.cfconstructionloans.com


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